COMMERCIAL LOANS

Line of Credit
By establishing a line of credit at Town Center Bank, funds are available whenever you need them for working capital and short-term needs.Funds are immediately available to be drawn on and paid back as needed. Interest is charged only on the balance outstanding at any given time.

Letter of Credit
Commitments letters are available for the purpose of providing a guarantee of funds to a third party if certain predetermined conditions are met, such as the delivery of goods overseas.
 

Equipment Financing
Allows your business to buy the equipment you need to improve or expand production. Equipment is used as collateral and the funds are generally repaid by the installment method of principal & interest monthly.

Commercial Mortgage
For investors of multi-family, commercial, mixed-use, and industrial properties.

Construction
Real Estate Loans are available on a draw basis for construction.

Over Draft Protection
This Line of Credit is tied to your Town Center Bank checking account and protects you from overdrawing your accounts.