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Loan Rates

 Fixed Rate Consumer Loans

Auto & TruckAPR* 
New 2013/20144.75%12 - 48 months
New 2013/20145.24%60 - 72 months
Used 20125.49%12 - 60 months
Used 20116.49%12 - 60 months
Used 20106.49%12 - 36 months
Used 20096.49%12 - 36 months
Used 20086.49%12-36 months
   

* Annual Percentage Rate 


 


 Home Equity Line of Credits and Home Equity Installment Loans

Prime is the Prime Rate as published in the Wall Street Journal 

7 Year Term Home Equity Lines (This has a variable rate feature)

Current Prime Rate is 3.25% 
Monthly interest payment required.  The outstanding balance is due at maturity.  A tax advisor should be consulted regarding the tax deductibility of interest. 
  
$10,000.00 - $49,999.99
Prime plus 1.00%   ***
$50,000.00 - $99,999.99
Prime plus .50%     ***
$100,000.00 - $300,000
     Prime  plus .25%    ***    
 
 Home Equity Installment Loans                             With Auto Debit                      Without Auto Debit
 Up to 80% LTV                                                            6.74% APR*                             6.99%  APR*          12 -   60 months
 Up to 80% LTV                                                            7.74% APR*                             7.99%  APR*          60 - 120 months


No start up cost for Home Equity Line of Credit or Home Equity Loan

*Annual Percentage Rate

For Home Equity Lines of Credit - $50 annual fee
$350.00 early termination fee if closed prior to 24 months
***Minimum Interest rate is 4.50% per annum.  Maximum Interest Rate is 18% per annum




ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE

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